A respected entrepreneur with 25+ years of Experience, Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books, Board Game and 700 + columns.
November 5, 2021 | 2 Minute Read
Imagine a surgeon telling you this.
I have done 25000 surgeries.
Or
I have saved 25000 lives.
Which one is more powerful?
The first line is about the surgeon’s activity and about the surgeon. The second line is about the lives he/she saved. It’s about them.
Similarly in our profession/industry, these are the 2 statements
a. I manage Rs.1000 Crores.
Or
b. I make a difference in the lives of 500 families with my counsel/guidance or I manage the financial lives of 500 families.
Assets Under Management AUM
Or
Lives Under Management (LUM)/Families Under Management(FUM)/Goals Under Management (GUM) or Dreams Under Management (DUM).
Which of these is powerful?
Author Shane Parrish wrote:
“The math is simple: if you do what everyone does, you get what everyone gets. If you want different results, you have to diverge.
However, the second ....
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12 September, 2025 | 3 Minute Read
Last week, I met up with an executive from the mutual fund industry. He shared an interesting statistic with me. He said, “80% of the assets are lost within the first 6-12 months ....
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6 September, 2024 | 2 Minute Read
James Clear (Author of Atomic Habits) wrote - "Most people optimize for the day ahead. A few optimize for 1-2 years ahead. Almost nobody optimizes for 3-4 years ahead (or longer).
....
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1 April, 2022 | 2 Minute Read
We all would have come across messages, posts, and webinars about The New Normal. Last week, I came across the trailer of the movie “Shakuntala Devi” and there was a very inter ....
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24 July, 2020 | 1 Minute Read
This is a wonderful story I had heard a long time ago. I do not know who to give credit for this one as I seriously do not recollect the source.
There were many lions in a game re ....
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26 March, 2021 | 2 Minute Read
When I ask IFA’s to state their problem, the first thing most people say is GROWTH. I tell them “Growth is not your Problem; Growth is the Result of your Problem.”
Let us sa ....
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7 August, 2020 | 2 Minute Read



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